Enter Amount & Destination
Choose the currency, amount, and payout method.
Pay & Confirm
Fund your transfer in-app or at any Umoja Agent location.
Instant Conversion
Your sender currency is converted at our locked-in rate.
Recipient Gets Paid
Funds arrive in seconds—bank, wallet, or cash pickup.
Send via App
Download the Umoja App and send in under 60 seconds.
Send via Agent
Find a Umoja Agent near you.
Sign up now and lock in your spot—when the app launches you’ll get 10 UMC preloaded in your wallet to start transacting immediately.
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