Africa doesn’t have a money problem. It has a movement problem. Today we’re launching Umoja Send, a new way for families, friends, and communities to request and receive support across borders. Tomorrow, Umoja Pay will bring everyday financial services to millions across Africa.
Moving money should bring us closer. Not cost us more.
Everyday, Africans in the diaspora send money home to their parents, children, friends, communities, people they care about. Yet moving money across borders remains more expensive and more complicated than it should be. For millions of Africans, moving money isn’t the only challenge. Accessing basic financial services can be just as difficult. We believe financial infrastructure should strengthen African connections, not tax them. That’s why Umoja coin exists.
A simpler way to send money, ask for support, and help the people who matter most.
For decades, remittances have started with the sender. UmojaSend starts with the recipient.
Umoja Send is designed around how African families support one another. It’s built to be simple, to reduce costs, and to work for the real situations, real lives, and real communities across Africa.
Send money directly or create a support request.
We are building a movement around human connection, trust and access.
Recognized for the most promising remittance innovation in East Africa.
Awarded for excellence in cross-border financial access and inclusion.
UmojaSend is where our journey begins. UmojaPay is where the broader vision comes to life. It is a digital wallet, cross-border payments, UMC credits and UmojaX – all designed to make money move as freely as people do.
We are building toward a future where moving money across Africa is simpler, more accessible, and more inclusive. We start with remittances, and then expand into payments. From there we’ll continue to build financial products that’ll positively impact African lives. Our mission remains the same: Connecting Africa financially.
Umojacoin is a Pan-African fintech company building payment and remittance infrastructure for Africa.
UmojaSend is the first product launching from Umojacoin. It rethinks remittances by allowing recipients to create and share payment requests with family, friends, and supporters. Instead of the sender starting the process, the recipient can initiate the request.
Traditional remittance services begin with the sender. UmojaSend begins with the recipient. Need help with school fees, medical expenses, family support, or a community project? Create a request, share it, and receive support from the people who want to help.
Umoja Pay is the broader payments ecosystem currently in development. It will expand on the foundation created by UmojaSend and introduce additional payment services designed for African users. More details will be announced closer to launch.
UMC Credits are prepaid digital credits that can be used within supported Umoja services, similar to how airtime works. They are not a cryptocurrency, investment, or tradeable asset.
No. Umojacoin is a fintech company focused on payments, remittances, and financial infrastructure for Africa. Our products are designed to help people move money more efficiently across borders.
Specific onboarding requirements will depend on the service and market. Full onboarding details will be announced as products become available.
We are building for Africa, with expansion planned across multiple markets. Specific launch markets and availability will be announced through our official channels.
Security and compliance are fundamental to everything we build. We work with regulated financial partners and implement safeguards designed to protect users and transactions. Additional details will be shared as products launch.
The Umoja Pay Android App is currently in the final stages of preparation for launch on the Google Play Store. It is not yet available for public download, but we will be ready very soon!
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