Earn 5 UMC at launch. Only 1,000 founding spots left.

Umoja Pay lets you send and receive money across Africa instantly without a bank account or hidden fees.

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BFSI INSIDER
Award Winner

Wealth & Finance
International

Award Winner

  • 2,500+ ON THE WAITLIST
  • 1,500 users onboarded in 48h

347

Founding Spots Remaining

653 of 1,000 spots claimed

What Pioneer Members Get

5 UMC Credits

A head start on your account balance, automatically applied at launch.

Permanent Founding Member Status

Send and receive money across borders with absolutely no transaction costs.

Early access + priority support

Skip the waitlist and get 24/7 dedicated assistance from day one.

Pioneer Member Badge

Design in-app badge/tier treatment displayed on your profile and transaction feed.

Credits delivered within 48 hours of launch

What Happens Next

1. Sign up & claim your spot

Enter your details above to secure your founding member benefits.

2. We build with your feedback

Get exclusive access to the beta and shape the future of African payments.

3. Launch day — your welcome credits are added

Your founding rewards go live instantly when we open to the public.