UMOJA PAY LAST-MILE CO-OP
Umoja Agents are the last-mile layer of Umoja Pay. They are certified community operators who provide cash-in and cash-out services, help users get started, and earn on every transaction their network makes.
Not every transaction starts and ends on a smartphone. In cash-dominant economies, people need a trusted local operator who can convert physical cash to UMC Credits, and UMC Credits back to cash. That is what Umoja Agents do. They are the bridge between the Umoja Pay platform and the communities it serves. Walk in with cash. Walk out with a funded wallet. Or the other way around.
Speak face-to-face with someone who knows your community and speaks your language.
Agents live and work where you do. No guesswork on rates or fees.
Every Umoja Agent is KYC-verified and operates under Umojacoin’s compliance standards.
Agents earn a commission on every user they onboard and a revenue share on every transaction permanently.
Umoja Agents do not just earn a one-time commission. They earn a lifetime passive revenue share across three tiers of their network. The more your network grows, the more you earn. The model rewards commitment and community building, not just transaction volume.
Users you personally verify and fund
Transactions from merchants recommended by your direct circle
Passive share on wider geographic area transactions
Submit your application online. Our regional team will contact you within two business days.
A short online onboarding course covers compliance, operations, and community service standards.
Get official marketing materials, physical rate calculators, guidelines, and launch assets.
Start processing cash transactions in your area. Earn commissions and passive dividends instantly.
The strongest Umoja Agents are people who are already embedded in their communities. People who understand local financial behavior, speak to traders and merchants with confidence, and are trusted by the people around them. If you have experience in mobile money, field sales, merchant onboarding, community mobilization, or fintech activations, you are exactly who we are looking for.
ONLY 500 SPOTS LEFT
Be one of the first 1,000 users on Umoja Pay and get 5 UMC Credits loaded to your account at launch. Secure your spot in the ecosystem today.
